Choosing a Mint alternative in 2026
Mint is gone; your budget should not be. What to look for in a replacement, and who each kind of alternative actually suits.
Updated 2026-06-10
When Intuit shut Mint down in March 2024, the migration path it offered — Credit Karma — kept the credit monitoring but dropped category budgets. Two years on, ex-Mint users have scattered across very different tools, because “Mint” meant different things to different people.
The right alternative depends on which Mint you used: the automatic transaction feed, or the monthly category budget. Be honest about that before choosing.
If you used Mint as an automatic ledger
You want a sync-first replacement: an app whose job is to pull every transaction from your banks and categorize it. Several subscription tools now compete for exactly this audience — expect to pay an annual fee, and judge them on bank coverage and categorization quality. BudgTrek is not in this category and will not pretend to be.
If you used Mint for category budgets
This is the part Credit Karma dropped, and the part BudgTrek rebuilds — with one upgrade Mint never had: the budget is shared. Create categories, set limits per day, week, month, or year, invite your partner or family into the budget group, and everyone logs spending against the same limits.
The trade-off is deliberate: no bank sync, ever. The bet is that typing each expense — at the moment you spend — is what finally makes a budget stick.
A quick checklist for any Mint alternative
- Does it have category limits that reset on your schedule?
- Can your partner see and edit the same budget, with their own login?
- Is there a usable free tier, and is the paid tier priced sanely?
- Can you export your data (BudgTrek Pro exports JSON)?
- Is the company’s business model subscriptions — not ads or selling offers?
BudgTrek pricing at a glance
1 budget group, home dashboard, spend logging & reports, web + mobile. No card required.
Up to 10 categories, 5 members, shared group budgets, all period views (day–year).
Unlimited groups & categories, up to 100 members, receipt photos, priority support, JSON export.
Frequently asked questions
What happened to Mint exactly?
Intuit discontinued Mint in March 2024 and moved users to Credit Karma, which does not include Mint-style category budgeting.
Is BudgTrek a drop-in Mint replacement?
For category budgeting, yes — and it adds shared family budgets. For automatic bank import, no; BudgTrek is manual-entry by design.
How much does BudgTrek cost compared to Mint?
Mint was free with ads. BudgTrek has an ad-free free plan; paid plans start at $0.99/month billed annually for Starter.